Introductory Letter 

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Dear Prospective First-Time Homebuyer:

The Monmouth County Community Development office has developed The First-Time Homebuyers Program to assist low-income families in paying the down payment and closing costs associated with purchasing a home. This loan is in the form of a deferred payment second mortgage not to exceed $10,000.

A list of participating lending institutions has been included for your reference. The lending institution is the primary contact. The lender will then contact Monmouth County to review your case and determine whether or not you have met the requirements to receive assistance from Monmouth County. Once the determination has been made, you will be contacted and informed of the necessary steps to complete the process if you have been approved.

If you have any questions, please feel free to contact me at (732) 431-7490.

Sincerely,

Alison K. Hohmeier
Assistant Program Analyst